CMBS Loans for Stabilized Hotel Assets
Secure competitive, long-term financing for performing hotel properties—with scalable capital for larger deals and portfolio growth.
Institutional Financing for Established Hotel Properties
CMBS (Commercial Mortgage-Backed Securities) loans are designed for stabilized hotel assets generating consistent cash flow. This program offers competitive rates, higher loan amounts, and long-term financing options ideal for experienced owners and investors.
Key Benefits:
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Competitive interest rates
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Higher loan amounts for larger assets
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Long-term financing (typically 5–10 years)
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Non-recourse options available
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Scalable for multi-property portfolios
What Can CMBS Hotel Loans Be Used For?
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Hotel Acquisition
Purchase stabilized, income-producing properties
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Refinance
Replace existing loans with improved terms
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Cash-Out Refinance
Access equity from performing assets
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Portfolio Expansion
Scale across multiple hotel properties
CMBS Loan Program Overview
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Loan Size:
Typically $2M – $100M+
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Term:
5, 7, or 10 years
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Amortization:
25–30 years
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LTV:
Up to ~65–75%
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DSCR:
Typically 1.25x+
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Prepayment:
Yield maintenance or defeasance
* Terms vary based on asset performance, location, and borrower experience.
Built for Performance & Scale
CMBS loans are ideal for experienced hotel owners who want to maximize leverage on stabilized assets while maintaining long-term financing stability. These loans are commonly used for larger deals where conventional or SBA financing may not be the right fit.
Key Advantages:
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Non-recourse options for qualified borrowers
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Access to larger loan sizes
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Ideal for stabilized, cash-flowing properties
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Consistent loan structure across markets
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Attractive for portfolio-level growth
What Lenders Look For
CMBS financing is best suited for strong, income-producing hotel assets with experienced ownership.
Typical Requirements:
Stabilized property with consistent cash flow
Strong DSCR (typically 1.25x or higher)
Experienced hotel ownership or management
Clean financials and operating history
Mid-to-large loan size
Is CMBS Right for Your Deal?
While CMBS loans offer strong advantages, they are not ideal for every situation.
This program may not be suitable if:
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The hotel is not stabilized or underperforming
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You need flexible prepayment options
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You require short-term or fast-close financing
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The deal size is too small for CMBS execution
Our CMBS Loan Process
Submit Your Deal
Provide financials and property details
Underwriting & Structuring
We evaluate performance and align lender options
Term Sheet Issued
Receive competitive loan terms
Close & Fund
Navigate closing with expert guidance
Trusted by Hotel Owners Nationwide
We were struggling to secure financing for a hotel acquisition, but their team structured a deal that worked when others couldn’t. The process was smooth, communication was constant, and we closed faster than expected. Highly recommend for any hotel investor.
Northern California
What stood out most was their speed and expertise. They understood our deal immediately and presented multiple financing options within days. We closed in under 60 days and couldn’t be happier with the terms.
Texas
They helped us refinance our property and pull out capital for expansion. The entire experience felt strategic, not transactional. You can tell they specialize in hotels—they know how to get deals done.
Florida
