Hotel Construction Loans for Ground-Up Development & Expansion
Secure the capital you need to build, develop, or reposition your hotel—with structured financing designed for complex hospitality projects.
Financing Built for Hotel Development
Hotel construction loans are designed to fund ground-up development, major renovations, and large-scale expansion projects. Unlike traditional financing, these loans are structured around your development timeline—providing capital in stages as your project progresses.
Construction financing plays a critical role in bringing hotel projects to life, covering everything from land acquisition and development costs to construction and pre-opening expenses.
Key Benefits:
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Fund ground-up hotel construction and development
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Capital released in stages based on project milestones
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Flexible structuring for complex deals
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Designed for developers and experienced operators
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Transition into permanent financing upon completion
What Can Hotel Construction Loans Be Used For?
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Ground-Up Development
Build new hotel properties from the ground up
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Major Renovations
Reposition or upgrade existing hotel assets
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Expansion Projects
Add rooms, amenities, or additional structures
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Land Acquisition
Secure prime locations for hotel development
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FF&E & Interior Build-Out
Furnishings, fixtures, and operational setup
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Pre-Opening Costs
Cover staffing, marketing, and operational ramp-up
Construction Loan Program Overview
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Loan Size:
Typically $3M – $100M+
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Term:
12–36 months (construction phase)
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Structure:
Funds disbursed in stages (draw schedule)
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LTC:
Up to ~70–80% of total project cost
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Interest:
Often interest-only during construction
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Exit Strategy:
Refinance into SBA, CMBS, or permanent loan
* Terms vary based on project scope, developer experience, and market conditions.
Structured for Complex Hospitality Projects
Hotel development is one of the most complex forms of commercial real estate. Lenders evaluate not only the physical asset, but also market demand, brand strength, and operational projections.
Construction loans are built to align with these realities—giving developers the flexibility and capital needed to execute their vision.
Key Advantages:
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Financing aligned with development timelines
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Capital tied to construction milestones
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Supports large-scale and multi-phase projects
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Enables value creation from the ground up
What Lenders Look For
Construction financing is highly specialized and requires a strong project foundation.
Typical Requirements:
Detailed development plans and budget
Proven developer or operator experience
Feasibility study and market analysis
Strong financial backing and equity contribution
Clear exit strategy (refinance or sale)
Is a Construction Loan Right for Your Deal?
Construction loans are ideal for development—but not every project requires this level of financing.
This program may not be suitable if:
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The property is already stabilized
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You are seeking long-term fixed-rate financing
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The project lacks a clear development plan
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You prefer a simpler or faster financing structure
Our Construction Loan Process
Submit Your Project
Provide development plans, budget, and timeline
Deal Structuring
We align the right lenders and capital stack
Secure Financing Terms
Receive structured loan options
Funding & Draw Schedule
Capital is released as construction milestones are met
Trusted by Hotel Owners Nationwide
We were struggling to secure financing for a hotel acquisition, but their team structured a deal that worked when others couldn’t. The process was smooth, communication was constant, and we closed faster than expected. Highly recommend for any hotel investor.
Northern California
What stood out most was their speed and expertise. They understood our deal immediately and presented multiple financing options within days. We closed in under 60 days and couldn’t be happier with the terms.
Texas
They helped us refinance our property and pull out capital for expansion. The entire experience felt strategic, not transactional. You can tell they specialize in hotels—they know how to get deals done.
Florida
